Financial Assistance for Dogs Needing Surgery (2023)

This financial help guide for veterinary care was last updated on 12/29/17.

Cranial cruciate repair surgery is an expensive proposition for all dog owners. Regardless of the procedure chosen – TPLO, TTA, or traditional extracapsular repair – dog owners can expect to spend anywhere from $1000 to above $5000 to have their pet’s knee repair performed by a licensed veterinarian. While there are not an abundance of financial assistance options for owners needing to push ahead with CCL surgery for their dog, there are a few organizations and financing companies that understand the type of burden CCL repair surgery can put on a budget and are willing to offer their help. Below are short descriptions and links to the companies I know about that may be able to offer assistance, if anyone else knows of other sites/groups please post a comment so I may add it to the list.

Below is a list of financial help resources for dogs facing illness, disease, surgery or a life threatening emergency. Click on the underlined titles to be taken to the rescue and/or financial assistance website.

For Cruciate (CCL or ACL) Liament Injury Specific Financial Assistance Information Visit Our PageWhat If I Can Not Afford CCL Surgery?


Care Credit – This is the most readily available and easiest to obtain of all the financing options for CCL repair surgery. They offer a full range of payment plans with low/no interest for a set period, which depends on the agreement CareCredit has with your veterinarian’s office.

Good Sam Fund (DISCONTINUED) – Good SAM (Special Assistance and Memorial Fund) was established to create financial aid for sick or injured animals who either are stray or client-owned animals in special circumstances. The fund is supported entirely by outside donations and your pet must meet one part of their criteria to be considered for financial assistance.

IMOM – IMOM is an all-volunteer, 501(c)3 charity that receives all its money used to help animals from outside donations. The organization was founded in 1998 and since then they have raised over $1,000,000 and saved the lives of over 1,470 companion animals. This is for animals facing life threatening emergencies.

The Pet Fund – The Pet Fund is a registered 501(c) 3 nonprofit association that provides financial assistance to owners of domestic animals who need veterinary care. Their mission is to help companion animal owners to avoid the difficult decision to put an animal down or neglect medical needs because of the costs involved.

(Video) Financial Assistance for Pet Owners

United Animal Nations – Founded in 1987, United Animal Nations (UAN) is North America’s leading provider of emergency animal sheltering and disaster relief services and a key advocate for the critical needs of animals. The RedRover Relief Grants (formerly the LifeLine Grant Program) offered by the UAN provides funding to Good Samaritans, animal rescuers, non-profit organizations and pet owners to help them care for animals in life-threatening situations.

AAHA (DISCONTINUED) – AAHA Helping Pets Fund works with selected veterinary practices to help owners facing financial hardship. If your pet is a patient at an AAHA-affiliated location, your vet can recommend for you to be part of this program, and you may receive assistance from their emergency and non-elective fund programs if you qualify.

Help A Pet (DISCONTINUED) – HELP-A-PET is a nonprofit which provides financial aid to the following types of pet owners: physically and mentally challenged individuals, senior citizens and children of the working poor. They assist in paying for the medical care of pets for owners are unable to afford the expense.

Ashley’s Angel Fund – Pet assistance for North Carolina pet owners whose pets are facing a life-threatening condition, and demonstrate an inability to pay for their pet’s treatment.

NY Save – SAVE: Save Animals in Veterinary Emergency. Program for New York City pet owners whose pets are facing a life threatening medical emergency. The SAVE program allows owners to take their dog to receive emergency treatment, regardless of ability to pay.

The Mosby Foundation – Virginia based pet assistance program to assist in the care of sick, injured, abused, and neglected dogs through financial support and public education.

Brown Dog Foundation, Inc. – Assistance for pet owners facing financial crisis for their dog facing a life-threatening, but treatable, condition.

Paws 4 A Cure – All volunteer nonprofit organization that provides financial assistance throughout the United States to those who cannot afford veterinary care for their beloved furry family members. Paws 4 A Cure helps dogs and cats with all illnesses and injuries, and does not discriminate against breed, age, or diagnosis.

Pit Bulls Against Misinformation – American Pit Bull Terrier Advocacy & Education group that provides veterinary care grants to those in need. Cancer-related costs are capped at $250 per dog and quality of life care (such as knee surgery) is capped at $150 per dog. Despite its name, this group does not discriminate against breed. Dogs of any breed or mix are welcome to apply.

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Rose’s Fund for Animals – Public charity that offers assistance to those whose pet has a good prognosis but but are financially exhausted.The veterinarian will call the fund after the owner has used his/her own resources and applied for a “care card” at the veterinarian’s office.

Violet’s Friends in Need Fund – Program created by Oscar Newman LLCto help pets and their owners by providing financial assistance for urgent or critical veterinary care.

Breed Specific

Pit Bull Rescue Central – Financial aid resources for Pit Bull and Pitbull mix owners facing expensive veterinary treatments and evidence of hardship to pay.

Westie Med Inc. – Entirely volunteer run, non profit organization focusing on providing financial aid to injured or ill rescue Wesites.

Labrador Life Line – This assistance program is specifically for purebred labs, and their financial assistance includes, but is not limited to, covering various medical costs (surgery, treatment, medication) and help to cover rescue or transportation expenses.

Corgi Aid – Financial resource for Welsh Corgi owners facing financial difficulty paying for the treatment, surgery or care of their Corgi.

Special Needs Dobermans – Organization dedicated to assisting Doberman owners facing hardships and difficulty paying veterinary bills.

Dougal’s Fund (DISCONTINUED) – Westy and Corgi owners needing financial assistance and help to pay for their vet costs. Their mission is to see to it that all Westies and Corgis get the medical care they need.

(Video) Rusk Veterinary Assistance Grants

Labrador Harbor – To provide charitable funds to private citizens or non-profit rescue organizations that directly benefit the immediate physical well-being of Labrador Retrievers including medical intervention, surgery, after-care, hospitalization, rehabilitation, behavioral intervention, or other health related needs.

LABMED – Internet-based non-profit organization created to distribute financial aid and assistance to injured or ill rescues around the country, giving them a second chance at adoption and love from a permanent family.

Jake Brady Memorial Fund – Their goal is to provide funding for corrective, suitable, and life-saving medical treatment to companion animals of families in need, focusing on major incidents including: emergency treatment, surgery, x-rays, preventative therapy and room/board.

Pyramedic Trust – The misson of the Pyramedic Trust (PaT) is to provide financial help for Great Pyrenees’ owners/rescuers whose Pyrs are in need of emergency medical care.

Illness or Treatment Specific


Canine Cancer Awareness – Canine Cancer Awareness, Inc. provides assistance to veterinarians providing care for dogs with cancer whose families cannot afford treatment.

Cody’s Club – Cody’s Club provides financial support owners with dogs needing to undergo radiation treatments on a limited income. Cody’s Club also offers emotional support services in the form of a hotline and in-person group that meets monthly.

The Magic Bullet Fund – The Magic Bullet Fund helps people who do not have financial resources to provide cancer treatment for their best friend. The focus of The Magic Bullet Fund is on sparing or prolonging the life of a beloved companion.

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Tipper and Squirt Care for Cushing’s Fund, Inc. – Provides financialaid to families who are struggling to pay their dogs’ medical costs associated with the diagnosis and treatmentof the disease.


Diabetic Pets Fund (Still Operating, but not currently accepting any applications.) – The Diabetic Pets Fund is solely to help diabetic pets in need by providing owners with financial hardship with necessary supplies and veterinary consultations to keep their diabetic pets healthy.

For Working and Service Dogs

Land of Pure Gold – The Land of Pure Gold is a nonprofit organization providing treatment grants to working dogs diagnosed with cancer. They also fund research in comparative oncology.

Assistance Dog Special Allowance Program – This fund is available only for California residents. The Assistance Dog Special Allowance Program provides a monthly payment of $50 to service dog owners who use a guide, signal, or service dog to help them with needs related to their physical disabilities. The allowance is to help pay the costs of food, grooming, and health care for the dogs.

Create Your Own Fundraiser

Give Forward – GiveForward allows you to set up your own personalized fundraising page to share with friends/family to enable them to send encouraging words and financial assistance to those in need during times of medical crisis.

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For Additional Information Visit the Humane Society Website for a State by State listing of financial aid available for your pet.


Are there any charities that can help with vet bills? ›

Woodgreen The Pets Charity
  • Financial support towards neutering – for dogs, cats and rabbits - postcode dependent.
  • Subsidised Pet Care - financial support towards veterinary bills, preventative care, pet food or other essential items – for dogs, cats, rabbits, rodents, ferrets and chickens - postcode dependent.

What proof do I need for PDSA? ›

What documents do I need to bring with me to register at PDSA? You will need to bring with you proof of your benefits (dated within last 12 months) and photo ID (passport, driving licence, bank card). Although we will always ask for proof of photo ID, if you don't have any let us know and we can arrange an alternative.

Can you get free vet bills on universal credit? ›

Your pet will be eligible for free of charge veterinary treatment in most cases (we will ask for a voluntary donation) if you live within our catchment area and receive any of the following benefits: Universal credit where there has not been a reduction in payment due to work or other income such as savings.

Will a vet see a dog without money? ›

Fortunately, there are dozens of free and low-cost options for veterinary care throughout the United States. Many charitable organizations offer reduced or free care for basic services and vaccinations. Additionally, it's always worth a shot to ask your local veterinary clinic about any promotions they're running.

Do Dogs Trust pay vet bills? ›

The Veterinary Support Fund (“VSF”) is a programme run by Dogs Trust which part funds the cost of veterinary bills in order to facilitate the adoption of dogs at Dogs Trust's rehoming centres that require ongoing treatment for one or more documented pre-existing condition(s).

Can I just turn up at PDSA? ›

You must be registered at a PDSA Pet Hospital to arrange an appointment.

What does PDSA stand for? ›

© The People's Dispensary for Sick Animals.

Does vets4pets do payment plans? ›

Interest Free Payment Plan

Not only do our Plans give you reassurance that your pet will be provided with the best care, it also means you can spread the cost of your pet's treatment.

Can you get PDSA on universal credit? ›

PDSA offers free veterinary treatments and medications to pet owners who live within the catchment area of one of its hospitals and are in receipt of at least one of the following means-tested benefits: housing benefit, council tax support or universal credit with a housing element.

Do you have to pay for treatment at PDSA? ›

Our Pet Hospitals provide free and low cost veterinary treatments and medications for eligible pet owners.

What happens to a dog's body after it is put to sleep? ›

Within seconds, your dog will become unconscious, experiencing no pain or suffering. Breathing will slow down and then stop over the next several seconds. Cardiac arrest will soon follow, resulting in death. Typically, a peaceful death occurs within 30 seconds of intravenous administration.

Can I take my cat to the vet if I have no money? ›

If your pet needs services that are beyond your financial means and you have exhausted all options, speak with your veterinarian. They may have a pet fund available. Hospitals have created these funds to help owners experiencing financial difficulty.

Can I get help with vet bills UK? ›

You can contact the RSPCA or Blue Cross to see if they can offer help, or your local vet may be able to offer you an affordable payment plan. We would recommend getting insurance, as this can be a big help with unexpected veterinary bills.

Can you pay vet bills in installments UK? ›

Some vets offer payment plans through a credit company if you need help spreading the cost. Not every vet can offer this, but it's worth asking if this is an option. To decide if signing up for a payment plan is right for you, please contact: The Money Advice Service.

How many pets can u have on PDSA? ›

How many pets can I register? As a client of the Pet Care scheme, you can only register one pet.


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